Uninsured Motorist Claims
Tampa Bay Uninsured Motorist Claims Lawyer
Chadwick and Associates serves drivers and passengers injured in car accidents in Tampa Bay, including Pinellas, Hillsborough, Pasco, Hernando, Polk, Manatee counties and throughout central Florida.
Being in an accident with a driver who has no insurance raises many concerns and questions. If you are injured in the Tampa, Pasco or Hernando area you may wonder who you can turn to for seeking compensation, and how you can ensure that your rights are protected. In some cases, your insurance company may offer you special coverage. In cases where this is not an option it is recommended that you seek the counsel of an experienced uninsured motorist lawyer.
A few valuable guidelines for you
Florida is a no-fault insurance state. If you are injured in an accident, your car insurance will pay your medical costs up to your policy’s limits, regardless of who caused the accident.
Florida law requires residents to have car insurance, with the minimum coverage amounts for both personal injury protection and property damage liability.
Florida insurance companies are required to offer you Uninsured Motorist Coverage. If you refuse this coverage you must sign a special rejection form to indicate your awareness of the option and your refusal to buy it.
Not all automobiles are insured to have responsibility for you or your passengers in event of an accident. Though illegal, 25% of Florida drivers have either no insurance or a fake insurance card. That means that one out of every four oncoming cars has no insurance coverage – for you or themselves.
As experienced uninsured motorist claims lawyers, Chadwick & Associates advises you to purchase Uninsured Motorist Coverage. If you are injured in an auto accident with an uninsured or underinsured driver, or in a hit-and-run accident your uninsured motorist coverage may pay for the damages.
But, what about your insurance company?
Most drivers think of their insurance company as a friend who will help out after a car accident. Unfortunately, when your insurer disputes your claim you discover reality – your insurance company looks out for itself first.
If your insurance carrier has denied your claim or paid you less than you deserve, contact Chadwick & Associates, a skilled Tampa Bay injury attorney today, 877-264-1515 toll free and accepting your calls 24/7.
Hit and Run Crashes in Florida
Nearly 70,000 Florida car accidents in 2012 were hit-and-run crashes, resulting in 168 deaths.
Florida law states that a driver must immediately stop and remain at the crash scene, must exchange information and render reasonable assistance to any injured persons. It is a felony to leave the scene of an accident involving a death or personal injuries. Leaving the scene involving property damage is a misdemeanor. But it happened nearly 70,000 times in 2012.
People who flee the scene of an accident do so for a variety of reasons. Panic sets in, especially if the driver has been drinking or is impaired. Fearing a DUI charge, they elect to run. In many cases, the hit and run driver may not have a valid drivers license, or carry the legal minimum requirement car insurance coverage. Such cases require aggressive legal representation to ensure the rights of the victim are protected.
Again, Chadwick & Associates, hit and run attorneys, urge all drivers to protect themselves and their families with Uninsured Motorist Coverage – possibly the most important auto insurance available.
However, if you or a passenger has been injured in any vehicle accident (car, truck or motorcycle) in Pinellas, Hillsborough, Pasco or Hernando counties, we urge you, as experienced uninsured motorist accident lawyers, to contact us by phone, 877-264-1515, anytime – day or night – for free consultation.