Tampa Bay Area Workers’ Compensation Lawyer
Chadwick and Associates serves clients with workers compensation assistance in Tampa Bay, including Pinellas, Hillsborough, Pasco, Hernando, Polk, Manatee counties and throughout central Florida.
Workers’ Compensation, also called “Workers Comp,” is a system of laws created to care for injured workers. The goal is to be sure that anyone injured at work receives appropriate medical care, lost wages relating to the on-the-job injury, and, if necessary, retraining and rehabilitation, so as to be able to return to the workforce. When workers are killed on the job, members of the workers’ families are ordinarily eligible for benefits.
Workers’ compensation insurance covers more than 140 million workers, over 94% of U.S. employees. The total cost to employers is more than $95 billion annually.
So, what does this mean for you?
Many accidents happen every year while at work in Pinellas, Pasco, Hillsborough, Hernando, Polk, Manatee counties – commonly called Tampa Bay. If you are one of these injured on the job, you may qualify for compensation.
Typically, if you are injured on the job you may receive compensation to pay for:
- Medical bills
- Future or ongoing medical care
- Lost wages due to time away from work
- Pain and suffering
The compensation may also cover:
- Permanent partial disability
- Permanent total disability
- Vocational rehabilitation
- Payment to dependents in the event of death
However, it’s not quite that simple.
Every state has its own workers’ compensation laws, which vary somewhat from state to state. In addition, there are special compensation laws for employees of the federal government and other types of industries.
Further, employers and insurance companies are extremely cautious about workers’ compensation fraud. Fraud occurs when an employee invents an injury or exaggerates the seriousness of an injury in order to receive a large monetary payout.
Because fraud has become so prevalent, employers and insurers question the legitimacy of workers’ comp claims, leading to many claims being denied and injured workers left to ask questions such as, “How will I ever get my life back?” and “What do I do now?”
Your best chance of getting your legitimate workers’ comp claim approved is to secure an experienced workers’ compensation attorney from Chadwick and Associates who know the complexities of the Federal and State statutes governing workers’ compensation.
Questions about your compensation
If you are injured on-the-job, you may have many questions that need expert answers. Here are a few:
- How long after an accident do I have to report it to my employer?
- When should my employer report the injury to their insurance company?
- What kind of medical treatment can I get?
- Do I have to pay any of my medical bills?
- Will I be paid if I lose time from work?
- Do I have to pay income tax on this money?
- When will I get my first check?
- If I’m only temporarily disabled, how long can I get these checks?
The answer to the first question is:
As soon as possible, but no longer than 30 days.
For exceptions to this answer and to all of your questions about workers’ compensation, call toll-free Chadwick & Associates, 877-264-1515 for a no-obligation consultation about your work-related injury.
Who needs legal advice?
Five occupations accounted for nearly 20% of the days-away-from-work cases. The most dangerous occupations are: laborers, nursing aides, orderlies and attendants, janitors, heavy and tractor-trailer truck drivers, police and sheriff’s patrol officers.
But this leaves 80% of those injured on the job in need of legal advice about navigating through the maze of Federal and State workers’ comp laws. Whether you are in the dangerous 20% or the less-dangerous 80%, it is to your benefit have your attorney handle the complicated details of a legal issue quite foreign to you. Call toll-free 877-264-1515 and speak to an experienced Tampa Bay lawyer who can help you receive a maximum pay-off to settle your compensation claim.